Job title: Team
Lead, Credit Performance & Review
Job description
- Monitor timeliness of credit customers’ payment obligations
- Supervise the usage/turnover of approved credit limits
- Review systems for prompt suspension and blocking of defaulting credit customers
- Ensure timely performance appraisal is conducted for all credit customers
- Ensure sanctions are carried out against defaulting credit customers
- Ensure that credit customers’ limits are reviewed and reallocated periodically in line with the Credit Management Policy
- Prepare agreed activity and performance reports (credit reports and reviews) on a timely basis for informed decision making.
- Review Outstanding Receivables and Credit Limit Review report
- Prepare Management Credit Committee report and other ad hoc reports as required.
- Provide input in the development and review of credit management policies and procedures
- Adherence to and development of policies, procedures, processes and other operational level agreements with SBUs
- Closure of incidents, operational and system gaps to prevent losses to the organization
- Stimulate revenue growth through credit product development and collaboration with SBUs
- Provide monthly business wide credit portfolio report.
- Ensure timely generation of exception report and escalation to relevant SBU for resolution.
- Ensure adequate and acceptable collateral is in place for Trade Partners credit facilities.
Job condition
- Standard MTN working conditions
- May work extended hours
Experience &
Training
Experience:
- Minimum 4 years with experience in lending, loan performance review, audit, risk and/or compliance or risk consulting.
- Accounting/Book Keeping experience with good knowledge and use of MS Office
Training:
- MS Excel Fundamentals
- Performance Analysis Techniques
- Basic GSM
- Accounting/Book Keeping Skill
- Minimum qualification BA, BEd, BSc, HND or BTech
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